General Disclaimer Statement

Important Notice

This site provides information for reference only.

No content here constitutes financial advice or a recommendation.

hovalentinex aims to offer clear, practical information to support your financial planning decisions. Content provided is for informational purposes and should not be relied upon as a substitute for professional advice tailored to your situation.

General Notice

All information on this website is presented in good faith and for general informational purposes. While we strive for accuracy, hovalentinex does not guarantee completeness or suitability for individual circumstances. Users should seek professional advice before making decisions.

Limitation of Liability

By using this site, you acknowledge the following limitations:

We are not liable for decisions made based on site content.
Your use of information is at your own discretion and risk.
We do not assume responsibility for errors or omissions in content.
External links are provided for convenience and not endorsed by us.

Accuracy of Information

Content may be updated or changed at any time without notice. While we make every effort to provide accurate and timely information, we cannot guarantee that all materials are current or error-free.

Past performance doesn't guarantee future results.

Professional Advice

Consult a licensed financial professional before making any significant financial or investment decisions. Our content does not replace individual consultation.

External Links

Links to other websites are provided for your convenience. We are not responsible for their content, accuracy, or privacy practices. Use these resources at your own discretion.

No Promises or Guarantees

hovalentinex does not guarantee specific outcomes. Results may vary depending on your individual situation, and there are no assurances of success or performance.

Variation of Results

Each person’s experience is unique. What works for one individual may not be suitable for another.

Financial Content Statement

This website does not provide financial, legal, or tax advice.

Consult qualified professionals before making decisions.
We do not offer or recommend specific products or services.
Any rates or terms referenced are examples only and not offers.

Jurisdiction and Law

hovalentinex operates under Australian law and regulations.

Users must comply with applicable laws in their location. Legal requirements may vary by jurisdiction and over time.

All activities are governed by Australian law where relevant.

Check local regulations to ensure compliance when using this site.

Indemnification

By using this site, you agree to indemnify hovalentinex against any claims arising from your use of website content.

Severability

If any part of this disclaimer is found invalid, remaining provisions remain in effect.

Modifications

We reserve the right to modify this disclaimer at any time. Changes take effect once posted online.

Contact Us

For questions regarding this disclaimer, please use our contact details below.

Email Address: content@hovalentinex.com

Phone Number: +61 7 1256 5011

Office Address: 125 Stirling Street, Perth, WA 6000 Australia

Effective Date: September 10, 2025

Last Updated: September 10, 2025